You can support Grambling State University by making a charitable gift, a gift that
requires consideration and planning in light of your overall estate plan. Such gifts
usually include legal documents and often require the assistance of a qualified professional
advisor to complete. Because of the size and potential impact of such gifts, consultation
with your professional financial advisors is encouraged. For your convenience, this
literature describes a few exciting and generous examples of planned gifts that can be made to Grambling State University.
Planned gifts are usually deferred, meaning they are arranged now and fulfilled later. For example, a person could include a provision in his or her will to make a bequest to a charitable organization. That arrangement would be a “planned” gift. This may be the first time you have heard the terms, “planned giving” or “deferred giving” or “charitable gift planning.” As you explore this brochure and complete research on your own, your familiarity with these terms and concepts will grow quickly. In fact, you just may find yourself wanting to know more and, we hope, make a planned gift to Grambling State University.
Create EXTRAORDINARY Opportunities!
Life Insurance: Create a new life insurance policy or donate a paid-up policy whose coverage you no longer need. This will increase your ability to make a significant gift to Grambling State University.
Deferred Gift Annuity: Establish a deferred gift annuity, take a larger deduction, at a higher income rate than other life-income gifts offer. Donate one of the most valuable assets in your portfolio to make a gift to Grambling State University.
Real Estate Gifts: Make a gift of real estate to Grumbling State University and avoid capital gains tax. Receive an income tax deduction -and give a gift that doesn't affect your lifestyle.
Charitable Lead Trust: Reduce gift and estate taxes and control the timing of passing assets to your children and grandchildren. Create a charitable lead trust to support Grambling State University for a fixed, finite period with the principal going to your heirs. Reduce gift and estate taxes, and freeze the taxable value of growing assets before they pass to your family.
Partnership Interest: Avoid capital gains liability on the transfer of a business or partnership interest. Contribute the partnership interest or closely-held stock to GSU and avoid capital gains liability. Receive an income tax deduction, and utilize a gift asset you may have overlooked.
Cash: Use cash to maximize your deduction and minimize the gift details. Claim your deduction against a larger portion of your adjusted gross income, and make an immediate, positive impact on Grambling State University.
Appreciated Stock or Bonds: Afford a larger gift to GSU and avoid capital gains liability. Give appreciated stock or bonds held more than one year. Buy low and give high - make a gift that costs you less than the benefit it delivers to GSU, while avoiding capital gains tax.
Bequests: Make a gift for GSU's future that doesn't affect your cash flow or portfolio now. Add a bequest to your will (cash, specific property, or a share of the estate residue).
TODAY - a gift that costs you and your family nothing.
TOMORROW - an estate tax deduction.
Charitable Gift Annuity: Retain income benefits from the assets you give to Grambling State University - and thus provide a larger gift. Create a charitable gift annuity or a charitable remainder annuity trust. Receive income for your lifetime; receive a charitable deduction and diversify your holdings. Reduce high tax liability now; gain additional income later.
To learn more about the many giving programs at GSU, call (318) 274-6201 for more information.